AI Development Company in New York.
Built for Wall Street rigor. Production-grade agentic AI engineered for regulated FinTech, insurance, asset management, and enterprise — under NYDFS, OCC, Basel III, and FFIEC scrutiny. PCI-DSS. SOC 2-ready. Real audit trail from day one.
Built to pass model risk review.
Most AI vendors lose deals in second-line risk review. AppsGenii's deployments are designed to survive NYDFS, OCC, FFIEC, and Basel III scrutiny — because we ship in regulated environments daily (StcPay, Bank Respublika, FirstData USA).
Audit-grade GenAI
Frozen prompts, structured outputs, immutable audit logs, human-in-the-loop. Designed to pass Basel III model risk review.
23 NYCRR 500 ready
Cybersecurity controls aligned with NYDFS requirements. CISO sign-off lane. Data residency configurable.
EST coverage
Same time zone as your trading desk, your model risk team, and your incident response. Real-time, not async-only.
Procurement-ready
Wyoming C-Corp. SOC 2-ready posture. Reference architecture diagrams that survive an MD-level review.
The five verticals NYC runs on.
FinTech & Payments
StcPay, Bank Respublika, FirstData USA. Bank-grade systems.
Asset Management
Portfolio optimization, agentic research, alternative-data pipelines.
Insurance & InsurTech
Underwriting AI, claims automation, fraud detection.
Real Estate & PropTech
Asteco UAE-class platforms. Property intelligence at NYC density.
Media & Publishing
Content intelligence, ad-tech, audience analytics, GenAI editorial tooling.
Bank-grade. Regulator-tested.
StcPay — bank-grade FinTech super-app.
Digital wallet, biometric auth, P2P, card management, contactless payments. 5M+ monthly transactions. 99.99% uptime. PCI-DSS compliant. Same engineering discipline transfers to NYC FinTech and banking environments.
ESSAY · REGULATED AIAI in FinTech After Basel III
A senior auditor's checklist. What model risk teams really look for. The architectural patterns that survive Basel III, NYDFS, OCC review.
CASE · ENTERPRISEService Agent — 180 → 1
Replaced 180 live support agents with one GenAI deployment handling 50K+ daily customer interactions. Audit trail intact.
Questions NYC buyers actually ask.
How do you handle NYDFS / 23 NYCRR 500?
Our cybersecurity controls, access policies, incident response, and data classification align with 23 NYCRR 500 requirements. We've worked through similar regulatory regimes (CBB in Bahrain, SAMA in KSA, PRA in UK) for production FinTech deployments. Happy to share our control matrix on request under NDA.
Will your AI pass Basel III model risk review?
It's designed to. We've published our pattern (see "AI in FinTech After Basel III" ). Three architectures — frozen prompt, human-in-the-loop, bounded RAG — chosen based on the risk tier of the surface. Full audit trail, pinned model versions, change-management policy on prompts.
Can you sign a BAA / DPA / MSA?
Yes to all three. Wyoming C-Corp status enables standard US enterprise legal infrastructure. We're comfortable with first-look enterprise MSAs, custom DPAs for EU/GDPR, and BAAs for HIPAA-covered work.
Do you have local NYC presence?
Our US HQ is in Dallas. We don't run a permanent office in NYC, but partners are in Manhattan for client meetings on request — typically within 48 hours' notice. EST coverage is built into our delivery model.
Take it to your model risk committee.
30-minute call. We'll bring the architecture diagrams and the documentation pack second-line will accept.